401(k) management

Simplify your 401(k) management

Launch, scale, and manage a Carta 401(k), powered by Vestwell and backed by the experience of Morgan Stanley.

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Hero - Media Asset | Equity Management - 401K

Equity meets modern retirement

Connected total benefits
Access flexible, scalable 401(k) plans tailored to your business needs.
Preferred pricing, built for you
Unlock preferred partner pricing for companies and employees.
Retain top talent
Give your team an intuitive, holistic view of their total compensation.

A 401(k) solution that scales with your business

Offer a flexible, scalable retirement plan without added complexity.

Media asset | Equity Management - 401K | "Total ownership visibility"

Total ownership visibility

Total ownership visibility

Offer equity and retirement through a simpler, more connected experience powered by Vestwell and Morgan Stanley. Digital onboarding and more streamlined management help make it easier for teams to run and employees to track.

Media asset | Equity Management - 401K | "Scalable operations"

Scalable operations

Scalable operations

Automate eligibility, contributions, and employee updates with 190+ payroll integrations. This combined offering handles the admin work, helping reduce errors and allowing your team to focus more on strategic growth.

Media asset | Equity Management - 401K | "Competitive total rewards"

Competitive total rewards

Competitive total rewards

Strengthen your rewards with flexible plans and Morgan Stanley-managed portfolios. Gain access to expert advice on plan investment design and fund selection to help attract and retain top talent.

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Carta Classroom

Discover resources on building a compensation plan that works for you.

FAQs

You have questions, we have resources and answers.
I am already a Carta customer, how do I get access to the Carta 401(k)?

If you’re already a Carta customer, you can sign up for the Carta 401(K) by speaking with your Carta customer success manager. The process is designed to be streamlined and integrated with your existing Carta relationship.

Ready to get started? Learn more about this 401(k) solution and start the onboarding process here.

What is the procurement and onboarding experience?

From day one, you will have a dedicated Vestwell implementation manager to help guide you through designing your 401(k) plan, payroll integrations, and a smoother launch for your employees.

What payroll integrations are available?

Deep payroll connectivity with integrations to 190+ providers to automate eligibility, contributions, and employee updates—helping reduce errors and admin time.

What investment support is offered?

Through our partnership with Morgan Stanley, they can serve as your ERISA 3(38) investment manager fiduciary to help reduce risk and lift for your team.

Can I customize eligibility and match rules?

Yes—flexible plan designs are supported, including part-time exclusions, custom match formulas, and vesting.